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Working with an agent

Working With a Licensed Insurance Agent in Palm Beach County

Here's how a review works when you call Palm Beach Senior Insurance. We help people new to Medicare, people already enrolled who want another set of eyes on their plan, and families looking after a parent. None of it costs you anything.

A licensed agent answers during office hours. If a bill looks off after you enroll, you call the same number you called the first time.

  • Licensed insurance agents, reached by phone
  • Your doctors and prescriptions checked first
  • Free, with no duty to enroll
  • The same number to call each fall
The Lake Worth Lagoon and the West Palm Beach skyline on a clear day

Go over your options with a licensed agent

Send your doctors and prescriptions. A licensed agent checks them against the plans we represent in your ZIP code and calls you back during office hours. It's free, and nothing changes unless you want it to.

What to expect

Free review
  • A licensed agent calls you back during business hours, Mon-Fri, 9:30am-6:30pm ET
  • Your doctors and prescriptions get checked before any plan is suggested
  • No fee for our help, and your premium is the same either way
  • No obligation to enroll, and no pressure if you'd rather stay put
Call us: 561-000-0000

Reviewed by the licensed insurance agents at Palm Beach Senior Insurance. Last reviewed: October 2026. Office hours: Mon-Fri, 9:30am-6:30pm ET.

Request a Free Medicare Review

Takes under a minute.

Free

By submitting, you agree a licensed agent may call you about Medicare or final expense options. No obligation to enroll.

How it works

What a licensed agent handles

Every review opens with the same question: which doctors do you want to keep? A plan's summary can look great while its network leaves out your cardiologist or the orthopedic surgeon you trust. Checking before you sign is the only sure way to know.

Next, we run your medicine list through every plan we offer. If your current plan wins, we'll tell you.

Medicare sets its rules nationally, but plans build their networks county by county. Here in Palm Beach County, that means asking which plans include Tenet's Palm Beach Health Network, HCA Florida, Baptist Health or Jupiter Medical Center next year, and which ones dropped a practice you use.

Process

A free plan review, step by step

  1. 1

    Call or ask for a callback

    Tell us whether you're turning 65, already on Medicare, or calling about a parent. A licensed agent gets back to you during office hours.

  2. 2

    We list your doctors and drugs

    Your family doctor, specialists, preferred hospital, pharmacy and every prescription at its dose. If you see doctors in another state part of the year, we list those too.

  3. 3

    We price the plans we represent

    Network status for each doctor, drug costs, premiums, copays and the yearly cap, totaled across twelve months.

  4. 4

    You decide, and we stay available

    If you enroll, we handle the application. Either way, call us about a bill or claim, or for another review next fall.

Rather read first? See turning 65 in Palm Beach County, compare Medicare Advantage and Medigap, or learn when you can switch your plan.

Scope

Who we represent and where we help

The carriers we represent

We're appointed with several Medicare carriers and compare their plans for your ZIP code. Ask us on the call which carriers we represent for the plan type you want.

We do not offer every plan available in your area. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

Communities served

West Palm Beach, Boca Raton, Delray Beach, Boynton Beach, Jupiter, Palm Beach Gardens, Wellington, Lake Worth Beach, Royal Palm Beach and Greenacres. See every service area.

  • Phone reviews with licensed insurance agents
  • No cost to you
  • No obligation to enroll
  • One number for every renewal season

Local care

Why local plan knowledge matters here

Plans sold in Palm Beach County don't all contract with the same hospitals. Before you enroll, a licensed agent should confirm that a plan covers the hospital you'd use, whether that's St. Mary's Medical Center, HCA Florida JFK Hospital, Bethesda Hospital East or Jupiter Medical Center. Veterans treated at the Thomas H. Corey VA Medical Center in West Palm Beach should know that VA care and Medicare are separate, and the VA doesn't send bills to Medicare. If you go back and forth between states, ask how each plan handles care away from home, because most Advantage plans end coverage after more than six months outside their service area. For free, unbiased counseling, call SHINE at 1-800-963-5337.

Questions

Questions about working with a licensed agent in Palm Beach County

Does using a licensed insurance agent raise my premium?
No. Carriers pay the agent's commission. The premium for a plan doesn't change whether you enroll through an agent, through Medicare.gov or directly with the insurer.
Will I see every plan sold in Palm Beach County?
Probably not. An agent can offer plans only from the carriers that have appointed them. Palm Beach Senior Insurance does not offer every plan available in your area. Medicare.gov lists them all, and 1-800-MEDICARE or SHINE at 1-800-963-5337 can go through the whole list with you.
What's the difference between a licensed agent and SHINE?
SHINE (Serving Health Insurance Needs of Elders), Florida's free Medicare counseling program, uses trained counselors who give unbiased information and don't sell insurance. An agent can sign you up, but only for plans from carriers they represent. Many people use both.
Do I have to enroll after a review?
No. You can end the call and change nothing. When your current plan is the best fit, we'll say so.
How can I check an agent's Florida license?
Use Licensee Search, the free lookup run by the Florida Department of Financial Services at licenseesearch.fldfs.com. Search by name or license number to see whether a license is active and what types of insurance it covers.

Walk through your options with a licensed agent

Keep your doctors and prescriptions nearby. We'll go through the plans we offer and point out the weak spots in each.